What Affects Life Insurance?
Life insurance plans are not a one size fits all.
Figure out your needs and what is important to you.
Term Life Insurance
|Costs as low as...||Male||Female|
|25 Years Old||$16.06/mo||$13.67/mo|
|45 Years Old||$32.67/mo||$25.79/mo|
|65 Years Old||$229.90/mo||$160.82/mo|
Term is significantly cheaper in annual costs compared to whole life insurance plans. This is mainly because whole life insurance has cash value and can be used as a loan throughout your life for other financial emergencies or purposes.
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Learn more about the right life insurance plan for you.
How Much Life Insurance Do I Need?
Use the DIME Method to calculate your life insurance needs.
John Doe wants a life insurance plan with enough coverage to protect his family. He is $20,000 in debt, makes $70,000 annually in income, and is currently paying off $150,000 on a mortgage for their home. He and his wife have three children ages 10, 12, and 15.